THE SURPRISING SIMPLICITY, SAFETY, and STRATEGIC ADVANTAGES of CREDIT UNION SBA 504 LENDING
Introduction. At their core, both the SBA and credit unions are driven by the same mission — to expand access to opportunity and empower everyday Americans to build lasting wealth. The SBA was created to open doors for entrepreneurs who might otherwise be overlooked by traditional lenders. Likewise, credit unions, as member-owned cooperatives, put people before profits, reinvesting earnings to deliver better rates, services, and community impact. Together, this shared commitment makes SBA lending a powerful and natural extension of the credit union mission — helping more members achieve their business dreams while strengthening local economies.The commercial real estate (CRE) lending landscape is changing fast. With conventional interest rates still elevated, small business owner...