Banks and credit unions may offer similar services, but they operate on fundamentally different models. Banks dominate in scale, digital investment, and product breadth, while credit unions lead in trust, rate competitiveness, and member relationships.This exclusive research consolidates findings from leading financial services datasets and industr...
The two-year Treasury yield moved from 0.27% to 4.40% in just fifteen months between October 2021 and January 2023. The impact was immediate and widespread. Industry-wide unrealized losses peaked at $41 billion. Liquidity ratios dropped from 18.4% to 11.5%, well below the decade average. Return on assets fell from 68 basis points in 2023 to 63...
As credit unions enter a new quarter, modernizing lending operations can no longer be optional. Otherwise, they risk losing members to institutions offering faster, more convenient experiences. But the question isn't whether to embrace technology. It’s how to do so without sacrificing the community focus and personalized service credit unions...
~ Credit union continues collaboration to enhance security, flexibility, and member experience~ TROY, Mich. – Pasadena Federal Credit Union (‘Pasadena FCU’) has renewed its partnership with Mahalo Banking, reaffirming its commitment to delivering a secure and seamless digital banking experience for its members. The renewal reflects...
The free, online program offers six self-paced, entrepreneurship-focused courses plus the opportunity to win a business grant through a pitch competitionBRIGHTON, Mich., March 26, 2025 — Lake Trust Credit Union (Lake Trust), a community-based credit union serving nearly 200,000 members and businesses throughout Michigan, has announced it is launc...
OKLAHOMA CITY, OK (October 14, 2025) – Tinker Federal Credit Union (TFCU) has named Jennalee Hunter senior vice president of human resources. In this role, Hunter oversees the credit union’s human resources operations, including hiring and staff development, employee relations, compensation, benefits and organizational growth. Hunter began...
Consumer preferences have shifted toward digital self-service, forcing financial institutions (FIs) to rethink the role branches play in today’s financial services landscape. Yet leading banks like Chase view branches as catalysts for economic growth and vital components of customer engagement. JPMorgan Chase’s internal research highlights...
~Partnership positions credit union to bring faster, more seamless payment options to members and businesses~ PORTLAND, Ore., (April 21, 2026) – Payfinia, an independent payment services firm providing an open payments framework, today announced a strategic partnership with Dunedin, Fla.-based Achieva Credit Union (‘Achieva...
PORTLAND, Ore. — Nuuvia, the leading provider of youth banking solutions for community banks and credit unions, today announced the second-generation of its increasingly popular youth-banking platform is now available and features an advanced go-to-market Playbook for community banks and credit unions. Nuuvia closed out Q4 2025 with record r...
For community banks and credit unions, the cost of a bad hire at the teller line is manageable. It results in a drawer shortage, a retraining cost, or a minor HR headache. However, a bad hire at the leadership level—whether a Branch Manager, a Loan Officer, or a VP—is a systemic risk event. You understand the baseline regulatory requirem...
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