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When You Can’t Control The Winds, Adjust Your Sails

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TAB 36 VIEW FROM THE CROW’S NEST : BY JULI ANNE CALLIS No one questions the reality of the continued reduction in the overall number of small and mid-sized financial institutions since the sea changes of 2009. Many shipwrecked organizations hit the rocks as the winds of change pushed them into unchartered waters. Possibly the “lookout” did not identify…

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