Tonia Niedzialkowski named President of Point Breeze Credit Union


Hunt Valley, MD (2/2/2021) — Point Breeze Credit Union today announced that Tonia Niedzialkowski has been promoted to President of the organization.

In her new role, Niedzialkowski will continue to oversee all aspects of operations within Point Breeze Credit Union, including Member Services, Human Resources, Lending, Compliance, Information Technology and Marketing. She will also manage the Point Breeze senior leadership team and explore future expansion opportunities for the credit union.

Bernie McLaughlin, who previously served as President and CEO of Point Breeze Credit Union, will remain in his position as CEO.

Niedzialkowski has served in various roles at Point Breeze since joining the team in 1994, having most recently served as Executive Vice President/Chief Operating Officer. She has also worked in roles including Senior Vice President/Chief Financial Officer and Chief of Information Technology. Additionally, Niedzialkowski recently guided and oversaw Point Breeze’s expansion into two new markets with the construction of new offices in Westminster and Owings Mills, as well as an extensive expansion and renovation of the credit union’s Hunt Valley headquarters, which doubled the size of its current facility at 11104 McCormick Road.  That project is nearing completion and was spurred by the record growth Point Breeze currently is experiencing, both in terms of new members and its consumer and business loan activity.

“I am very pleased that Tonia was elevated to the role of President of Point Breeze Credit Union after a unanimous vote by our Board of Directors,” said Bernie McLaughlin, CEO of Point Breeze Credit Union. “Tonia’s long-standing track record of success, her strong leadership skills and her unwavering commitment and dedication to our company have been instrumental to our record growth over the past two decades. And she always puts our members first. We look forward to Tonia’s continued, outstanding contributions in her new role as President.”

In addition to her leadership at Point Breeze, Niedzialkowski is also active in various business and trade organizations. She currently serves on the Board of Directors for the Hunt Valley Business Forum and the Advocacy Committee for the MD|DC Credit Union Association, where she relentlessly advocates for credit unions and their more than two million members in Maryland and the District of Columbia. Her volunteer work with the MD|DC Credit Union Association includes meeting regularly with legislators and key agencies to ensure the credit union perspective is part of the discussion when legislation is being considered, lobbying to protect the tax-exempt status for credit unions nationwide so they can continue passing those savings on to their members, and fighting for a number of consumer data protection initiatives.

Niedzialkowski earned a bachelor’s degree in finance from Towson University. She and her family reside in Bel Air, Maryland.

About Point Breeze Credit Union
Point Breeze Credit Union is one of Maryland’s largest credit unions, with more than 60,000 members and approximate assets of $870 million. A full-service financial institution that is member-owned and not-for-profit, Point Breeze offers easy, reliable banking through offices in Hunt Valley, Rosedale, Bel Air, Westminster, and Owings Mills, as well as more than 5,600 Shared Branch locations and 30,000 surcharge-free ATMs nationwide. Membership in Point Breeze is open to individuals who work, worship, or volunteer within 20 miles of a Point Breeze location. Point Breeze is federally insured by NCUA and an Equal Housing Opportunity lender. For more information, visit

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