The Risk of Exercise – The Benefits Come in Many Forms


A good exercise plan will play against the published plan to cover events and force decisions not previously considered; it will force the credit union to understand its risk tolerance.

By Ken Schroeder

Yes, exercise is filled with risk. Risk may come in many forms: injury, sore muscles, learning bad habits, additional expenses of a gym membership, or temporary reduced mobility. Does any of that stop the athlete from exercising? Absolutely not.

You see, exercise also produces benefits, which also come in many forms: improved conditioning, finely honed skills,
additional income, a higher ranking on the team roster, increased longevity and better health. And those benefits outweigh the risks.

For the athlete, the risks don’t go away with exercise; rather they are mitigated. They are reduced in intensity, or reduced in duration. From a long-term perspective, more exercise reduces chances of injury, sore muscles become an interim inconvenience, a well-designed exercise regimen prevents bad habits, additional expense is offset with fewer other medical expenses or with increased income (for the professional), and reduced mobility becomes increased mobility.

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