Lending Dilemmas
BY BILL HULSTRAND Decision-making guidelines for members with high debt Credit reports are useful for credit unions when making lending decisions, but they don’t tell…...
“Branding the Credit Union Difference” Op-ed
BY DOUGLAS AGUIAR Conveying the “credit union difference” helps credit unions stand apart from other financial institutions. But the message often gets lost in translation…....
Want Better Portfolio Results? Monitor and Assess Risk More Often
BY HAFIZAN HAMZAH Are rates the sole determinant when evaluating your credit union’s portfolio risk? If so, you are likely overlooking a lot of other…...
This Is Your Time!
BY KENNETH C. BATOR What does the Miracle on Ice 1980 U.S. Olympic Hockey Team have to do with the present state of the credit…...
When Is the Best Time to Automate Supplier Payments?
BY KARLA FRIEDE If your credit union’s AP department hasn’t automated supplier payments yet, it may be time for them to seize the leadership role and embrace…...
4 Tips to Optimize Your Onboarding Call Initiative
BY NICK BROWN When it comes to a new financial need, who do your members and prospective members call first? If it’s not your credit…...
Build Your Team, Build Your CU!
BY TIM O’HARA I was thinking the other day, about my childhood friend, Robert Warfield. We both grew up in South Florida, but “Robbie” lives…...
Making the Case for Insourcing in Financial Services
BY BOB GIBSON Is your credit union looking to reduce costs and increase productivity? Then insourcing as an alternative to outsourcing might be something to…...
Focus on Scheduling Today to Achieve the Potential of Tomorrow’s Branch of the Future
BY MEREDITH DEEN Credit union branches are in the midst of a significant transformation today. Faced with the need to reduce operating expenses and grow…...
The Mistake
BY MARC A. BRINGMAN When a failed recovery effort lands a young team leader outside the general manager’s office all he can do is sweat bullets and contemplate…...
Playing Well with Others – Each channel contributes to optimize service delivery to ‘omni-members’
BY MEREDITH DEEN Sports teams win when coaches recognize the special talents of each athlete and encourage everyone to work hard to optimize their contribution…...
Making Noise with a “Silent” Ad Campaign
BY EVA LAMERE Rebranding a local community credit union is not something to take lightly. Shifting the public to a totally new image can be more complicated…...