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Heritage Financial Credit Union Taps Scienaptic for AI Credit Decisioning

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NEW YORK – June 7, 2021 – Leading global AI-powered credit decision platform provider, Scienaptic AI announced Heritage Financial Credit Union has chosen to implement the company’s AI-powered platform to enhance its credit decisioning and strengthen financial options for its members.

Heritage Financial Credit Union has been serving members in and around the Hudson Valley communities for over 80 years.   “Empowering and supporting the financial growth of our members, both current and prospective, is something we hold in high regard and anything we can do to help enhance their experience is vital,” said Michael Ciriello, President and CEO at Heritage Financial Credit Union. “With Scienaptic, we can increase loan approval rates, reduce decision times and offer credit to more potential members, helping them to better achieve their financial goals.”

“We are excited to partner with Heritage Financial, helping to empower the credit union’s credit decisioning and availability for its members,” Pankaj Jain, President of Scienaptic. “Scienaptic’s unique, adaptive AI will help enhance the institution’s credit strategies, increasing approvals and deepening member experience.”

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