By Karin Brown-Purtell
Ahh, the beauty of freshly falling snow, the hustle and bustle of frantic shoppers and the familiar music of Christmas: the sight, sounds, and cheer of the holiday season surround us. Everyone’s getting into the holiday spirit; everyone, that is, except debt collectors! Bah humbug!
Debt collectors generally hate the holiday season. It’s not that they have no holiday spirit, it’s because the holidays are usually the most difficult time of year to collect money. Debt collectors will tell you that people simply do not pay what they owe in November and December, adding that debtors are going to buy presents and celebrate the holidays regardless of how much or to whom they already owe.