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LENDING and COLLECTIONS

What Type of Member Do You Have and What Type of Member Do You Want?

LENDING SOLUTIONS:BY LORRIE WOHLFEIL What if you could turn every individual who walked through your credit union door into a loyal member who would never consider...

Credit Scores – Lots of Changes Are Going On

LENDING SOLUTIONS : BY A. REX JOHNSON, PRESIDENT/CEO, LENDING SOLUTIONS CONSULTING, INC Fair Isaac is no longer the only credit scoring game in town. Find out how...

Understanding Credit Scoring Models

By Bob Schroeder Not all FICO scores are created equally. And what about FAKO and Vantage scores? A 700 score may be excellent according to...

A QUILT OF MANY QUESTIONS

By Karin Brown-Purtell, CLE, Consultant – Lending Solutions Consulting, Inc. As cooler weather approaches, my thoughts often turn to cozy evenings spent working on a...

Those Optimistic Loan and Profitability Projections Might Not Apply to You

By Dennis Child Recent economic news indicates that the long loan drought may be coming to an end for financial institutions. Indeed, many reports state...

Underwriting Loans to Members with Outstanding Student Loans

BY BOB SCHROEDER Before Lending Solutions Consulting Inc. (LSCI) provides on-site consulting services with credit unions, we conduct a portfolio analysis. We review loan policies,...

Business Lending

By James Collins If the NCUA’s proposed new net worth requirements are any indication, it would seem that our regulators feel that member business loans...

The Mobile Payments Ignition Point

How the rise of Host Card Emulation makes deploying consumer-centric mobile solutions possible for financial institutions By Brian Day  Even the most influential disruptor in the...

It’s Time To Go “All In”

By A. Rex Johnson One of the best things credit unions have going for them is knowing what results they are likely to realize if...