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LENDING

A QUILT OF MANY QUESTIONS

By Karin Brown-Purtell, CLE, Consultant – Lending Solutions Consulting, Inc. As cooler weather approaches, my thoughts often turn to cozy evenings spent working on a...

Those Optimistic Loan and Profitability Projections Might Not Apply to You

By Dennis Child Recent economic news indicates that the long loan drought may be coming to an end for financial institutions. Indeed, many reports state...

Underwriting Loans to Members with Outstanding Student Loans

BY BOB SCHROEDER Before Lending Solutions Consulting Inc. (LSCI) provides on-site consulting services with credit unions, we conduct a portfolio analysis. We review loan policies,...

Business Lending

By James Collins If the NCUA’s proposed new net worth requirements are any indication, it would seem that our regulators feel that member business loans...

The Mobile Payments Ignition Point

How the rise of Host Card Emulation makes deploying consumer-centric mobile solutions possible for financial institutions By Brian Day  Even the most influential disruptor in the...

It’s Time To Go “All In”

By A. Rex Johnson One of the best things credit unions have going for them is knowing what results they are likely to realize if...

The Two Main Asset Liability Management Tests: Net Interest Income Simulation and Net Economic Value

By Emily Hollis, CFA Partner Net Interest Income (NII) simulation measures the volatility of net interest income as a consequence of different interest rate conditions....

Bankruptcy: Friend or Foe?

By Bob Schroeder I remember one beautiful March day in Chicago—yes, Chicago does have beautiful March days; they occur once every other year—when I worked...

The Changing Face of Business Lending

By Laura Enock Are high loan amounts first thing that comes to mind when you think of business lending? The truth is, not every entrepreneurial...