How to Merge the Art and Science of Small Business Lending By David Smith There is an undeniable art to lending. Complex,…
Posts published in “LENDING”
The Student Loan Landscape According to a recent Forbes article, student loan debt has more than tripled since 2004 totaling $1.52 trillion with the average…
BY JIM GALLAGHER The latest disruption to the financial industry is the emerging presence of digital commercial lending. Consumers have long been able to apply for…
BY BILL HULTSTRAND Some loan decisions are crystal clear and others are a bit fuzzy. How do you and your staff decide when to turn down …
BY LORRIE WOHLFEIL In early 2015, we were approached by a longtime client of ours about helping them audit their loans. Loan auditing was not a service…
BY ROBIN GRIMES Today’s home buyers are nothing like their earlier counterparts. In years gone by, if you wanted to get information on a home…
BY BILL HULSTRAND Decision-making guidelines for members with high debt Credit reports are useful for credit unions when making lending decisions, but they don’t tell…
BY REX JOHNSON My team of consultants and I work with hundreds of credit unions each year, and we are constantly noticing new trends. In recent years, we…
BY DAVID COLWELL Why is it fun to refurbish old cars? For many, it is the joy of taking an old frame and engine and…
BY A. REX JOHNSON One of the best things credit unions have going for them is knowing what results they are likely to realize if they continue…
BY JEFF KLINE Rather than being viewed as the competition, fellow credit unions should be thought of as allies. If ever there was a way for…
BY BILL HULSTRAND Some loan decisions are crystal clear and others are a bit fuzzy. How do you and your staff decide when to turn down…