Category Archives: LENDING

Lending Dilemmas

BY BILL HULSTRAND Decision-making guidelines for members with high debt Credit reports are useful for credit unions when making lending decisions, but they don’t tell…...

Turning a 700+ Score into a 800+ Score

BY REX JOHNSON My team of consultants and I work with hundreds of credit unions each year, and we are constantly noticing new trends. In recent years, we…...

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It’s Time To Go “All In”

BY A. REX JOHNSON One of the best things credit unions have going for them is knowing what results they are likely to realize if they continue…...

When “A-Paper” Loans Go Bad

BY LORRIE WOHLFEIL There’s almost nothing more frustrating than that perfect A-paper loan that goes belly-up 6 months after approval.  I think we’ve all had…...