Washington, D.C.-based Bank-Fund Staff Federal Credit Union (BFSFCU) has reached the threshold of returning more than $5 million in cash back to members buying and…
Posts published in “LENDING”
My team of consultants work with hundreds of credit unions each year, and we are constantly noticing new trends. In recent years, we are seeing…
Over the course of 2019, the yield curve has significantly decreased and flattened causing primary mortgage rates to fall. This has caused an increase in…
During the last decade, the financial industry has seen a massive shift in how America’s mainstreet small businesses obtain the capital they need to grow.…
An alternative to high-interest loans to support members in ne According to a 2018 Federal Reserve Survey, 40 percent of Americans cannot financially withstand an…
Bryan Hatfield Director, Operations, ALM First Financial Advisors Thomas GriswoldManaging Director, Advisory Services, ALM First Financial Advisors In the increasingly competitive mortgage lending market, every…
Growing up in the for-profit banking world, I never really understood that there was another side of banking. That was until I received a…
Imagine you wanted to book a vacation or a business trip, but instead of heading to an online travel site, you had to dial…
How to Merge the Art and Science of Small Business Lending By David Smith There is an undeniable art to lending. Complex,…
The Student Loan Landscape According to a recent Forbes article, student loan debt has more than tripled since 2004 totaling $1.52 trillion with the average…
BY JIM GALLAGHER The latest disruption to the financial industry is the emerging presence of digital commercial lending. Consumers have long been able to apply for…
BY BILL HULTSTRAND Some loan decisions are crystal clear and others are a bit fuzzy. How do you and your staff decide when to turn down …