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Registration Now Open for In-Person 2021 ALM First Financial Forum in Napa

Dallas, Texas – Financial institution executives and board members are encouraged to register now for ALM First’s 2021 Financial Forum, which will be held in person...

How to Evaluate Loan Participations in a Seller’s Market

As of January 31, 2021 more than 1,700 credit unions list balances from purchased participations and over 850 Credit Unions list outstanding sold participations...

ALM First Surpasses $55B in Assets Under Management

Dallas, Texas – ALM First, a strategic partner for more than 300 financial institutions nationwide, recently surpassed $55 billion in assets under management. As depositories continue to...

Fundamentals of Banking: How Higher Rates Impact Depositories

Despite the current conversations regarding rising interest rates and depositories’ bond portfolios, now is the time to look at long-term, sound asset liability management....

Are Derivatives in Your Credit Union’s Toolbox?

New proposed derivatives rule may offer an opportunity for federally chartered credit unions to gain greater flexibility in managing interest rate risk and making...

Focusing on Financial Inclusion

How Financial Institutions Can Better Support Financial Inclusion and Wellness The pandemic has underscored many issues and gaps within the financial services industry. For banks...

Don’t Fight the Fed – Why Now is a Good Time to Sell Mortgages

Selling GSE-eligible mortgages is looking considerably more profitable than it has in years. Lender profitability has skyrocketed according to the Mortgage Bankers Association (MBA)...

WHY NOW IS THE TIME TO DEVELOP A SOUND INVESTMENT FRAMEWORK

Additional stimulus payments, traditional seasonal liquidity trends, lower loan demand and the low-rate environment could challenge financial institutions even further to deploy excess cash...

How to Use Mortgage Servicing Rights to Your Depository’s Advantage

Financial institutions with competitive advantages in servicing mortgages can generate substantial returns on capital by retaining the mortgage servicing rights(MSR) when mortgages are sold....