America First Credit Union Announces New Chief Lending Officer


Riverdale, UT – January 12, 2021 – America First Credit Union welcomes Brett Christensen to its leadership team as Chief Lending Officer for the leading nonprofit financial institution. He will oversee indirect lending, mortgages, consumer lending, business lending, home equity and sales.

Brett Christensen (left) takes over the role of Chief Lending Officer as Randy Halley (right) retires after 43 years of service at America First Credit Union.

Christensen is taking over this role from previous Chief Lending Officer, Randy Halley, who is retiring after more than 43 years of service at America First Credit Union. Halley has been instrumental in developing key performance indicators for branch measurement, bringing machine learning to the credit union and driving the adoption of two critical operating systems for lending and transactions. He was also the visionary behind opening an innovation hub in downtown Salt Lake City, which has been toured by financial leaders from around the country and has provided an environment to test new banking solutions to measure efficiency and member adoption rates.

“We thank Randy for his incredible service to America First and its members,” said America First President and CEO John B. Lund. “It’s been an honor to work with him and see his vast contributions  to the credit union during his time here. I wish Randy the best in this next chapter.”

Stepping into this role with more than 28 years of credit union experience in both the U.S. and Canada, Christensen has been an industry leader working to educate and consult industry professionals on lending topics. Prior to America First, he served as the president of Loan Link Lending Center, was a senior consultant with Lending Solutions Consulting and most recently owned CU Lending Advice.

“We’re elated to add Brett to our leadership team,” said Linda Carver, America First Board Chair. “He has helped dozens of credit unions significantly improve their lending and sales results, and we’re honored to have his experience and expertise at America First. Brett is going to bring significant value to our members in this role.”


Proudly celebrating 81 years of servicing members and a long-standing history, America First Credit Union has become one of the largest, most stable and most progressive credit unions in the country, and has remained a member-owned, not-for-profit cooperative financial institution. Today, America First has 128 locations, and is the eighth largest credit union in assets in the United States with over $14.1 billion, and the sixth largest credit union in membership in America with more than 1,159,000 members.

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